What is Khata?
Khata certificate is a legal document issued to property owners. It consists of information on the size, area, and location of the property. This system is introduced to help owners file for property tax and pay the same. “A Khata” and “B khata” Property Tax is levied on the residents of Bangalore and falls under the jurisdiction of the BBMP or better known as Bruhat Bengaluru Mahanagara Palike, The Bangalore municipal corporation.
‘Katha’ means ‘account,’ so the khata certificate in the context of property means an “account” of ownership. Khata is a legal document that recognizes the ownership of a specific property. It comprises vital details regarding property ownership. Citizens require this Khata certificate in Bangalore while entering any real estate or property trade.
“A khata” and “B khata” are simply documents certifying the ownership of a property through the basis of taxes. And most certainly one of the major factors that affect the value of a property.
Features and Benefits of Khata certificate
Khata is currently applicable only to the denizens of the city of Bangalore in Karnataka.
- Khata helps decide the valuation of the ownership of the property.
- Khata provides all the necessary details regarding the property, including property type, size, location, area, flat/house number, number of floors, date of property’s construction.
- Khata also helps the owners get trade licenses as well as loans.
- Khata makes the process of filing and paying property tax very easy.
- Khata also helps to obtain electricity and water connections.
Different Types of khata
- A Khata
- B khata
- E Khata
What is A Khata?
Khata A certifies that a property owner has paid all the required and necessary taxes and thus owns the legal property. Individuals owning Khata A documents apply for trade and building licenses and avail of home loans on their property. A Khata essentially states that you have all the legal rights to the particular property. And makes the process of all future financial transactions related to the particular property very easy.
The” A khata” was introduced to collect property taxes by the local authorities.
To put even more simply, an A Khata meaning is that it is a document that certifies that the property owner has paid the necessary property taxes to the BBMP and is in ownership of a legal property.
Only an A khata” can enable the land buyer to construct on the said site. After obtaining the same, he or she can construct either a commercial or domestic structure.
What is B Khata?
The” B khata” is a separate register record maintained by the BBMP that lists the illegal properties as per the honorable Karnataka High Court order in December 2014. The “B khata” pertains to Section 108A of the Karnataka Municipal Act, 1976 (amended in 2009)
This record helps authorities to collect taxes from illegally constructed buildings, which includes
- Properties without completion or issuance certificates.
- Constructions in revenue land or unauthorized layouts
- Properties in violations of bylaws
How can you convert “B Khata” to “A Khata”?
“B Khata certificate” properties that have an extraordinarily few deviations from the accepted building laws and regulations can be converted to A khata. The “B khata” property can be upgraded to an “A khata” by fulfilling these criteria and following a few steps, such as:
Step 1: Apply for District Commissioner (DC) Conversion and convert the land from agricultural to non-agricultural use.
Step 2: Obtain the khata form from the BBMP office and fill in the details as required in the form.
Step 3: Clear all property taxes due on the property to date as per the government norms.
Step 4: Gather all the major required documents
Step 5: Pay BBMP Betterment Charges, submit the form as well as the tax receipts to the Assistant Revenue Officer of the particular area.
Generally, “A khata” document will be issued within a period of 4 to 6 weeks after the submission of the form.
Major Documents for the conversion of “B Khata to A Khata certificate.”
For converting “B khata” property to “A khata” property, must submit the following along with a form for conversion:
- Title deed
- Copies of property tax receipts paid previously
- Sale deed
- Conversion record of the land from agricultural to non-agricultural use
- Evidence of any improvement charges paid
- Occupancy certificate
- Blueprint showing the structure’s location
- All the Blueprints showcasing the property’s dimensions and other specifications
- Khata extract
“B khata” properties also used to enjoy some of the rights that “A khata” properties have, but the recent Karnataka High Court order given in December 2014 nullified whatever legal status they had. As of now, “B khata” properties are categorized as illegal properties and have to be converted to “A khata” properties to avoid complications in trading, construction, and transferring of the property.
A khata certificate helps people get trade and building licenses, among other things. It also comes in handy while applying for loans and credit cards from banks and Housing Finance Companies.
What is E khata?
Now, a Khata that is filed online is known as an e-Khata. This is a computerised version comprising of all the relevant details that have been recorded manually. It is not an additional requirement by the BBMP. Coming back to the question of our Quora follower, it is also the legal equivalent of A-Khata.
Benefits of e-Khata
So, what are the benefits of having an e-Khata? In simple words, it is like a net banking account that lets you transact online and save you the time and effort of visiting a bank. E-Khata does the same things. You can access your Khata account details anytime, anywhere. Additionally, you can also pay your property tax online.
How to apply for e-Khata
This is a relatively simple process. You can do it manually by visiting your nearest BangaloreOne centre. If you have a PID number, you can apply it online.
Fill the application form and submit the relevant documents to make a successful submission.
Once the application is processed, a SAKALA acknowledgement number will be generated. Your Khata will be digitally signed. In case your form is rejected, you will be contacted by an officer for a resubmission.
This is one of the ways in which the state government is trying to digitalise all land-related documents.